2 Replies Latest reply on May 26, 2015 8:56 AM by kymahn214

    credit recovery

    kymahn214


      Can someone talk a little about recovering from credit down fall. How did you get back on track and how are you staying on track. I feel like I am the only one who has had credit issues.

        • Re: credit recovery
          RoseofSharon

          Hi Kymahn214,

           

          I am in the same situation, I am currently working on the road to recovery from credit down fall.  I think the best advice I could give you is to research and study. The information that I found has been very good, first you have to create a budget and stick to it, secondly you have to start saving even if its only $5.00 a week. Once you have these things together begin to look at your debt, what I have committed to do is to pay off the smallest debt first, so that I can get some immediately satisfaction.

          Once the first debt is tackled you feel motivated to start on the second one.

           

          I hope this helps, from all the research that I have found it is a long, hard but rewarding road. I can't wait till I get to the end, I have 1 down and 4 more to go!

           

          Good luck and I hope this helps.