Can someone talk a little about recovering from credit down fall. How did you get back on track and how are you staying on track. I feel like I am the only one who has had credit issues.
I am in the same situation, I am currently working on the road to recovery from credit down fall. I think the best advice I could give you is to research and study. The information that I found has been very good, first you have to create a budget and stick to it, secondly you have to start saving even if its only $5.00 a week. Once you have these things together begin to look at your debt, what I have committed to do is to pay off the smallest debt first, so that I can get some immediately satisfaction.
Once the first debt is tackled you feel motivated to start on the second one.
I hope this helps, from all the research that I have found it is a long, hard but rewarding road. I can't wait till I get to the end, I have 1 down and 4 more to go!
Good luck and I hope this helps.
Thank you so much for your response and yes this does help a lot. I always forget that saving something is better than nothing at all. I really need to get a saving going and to try to work on paying off my debts as well.
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