6 Replies Latest reply on Feb 17, 2015 9:20 AM by sktn77a

    Reporting 401K+SRA benefits on W2 Form

    Man_on_the_stree

      I am a university employee and receive matching on my contributions to TIAA/CREF retirement plan.  I also contribute my maximum allowable each year to the Supplemental Retirement Account (SRA).  When I looked at my W2 form this year, I noticed that not all of my contributions to TIAA/CREF and SRA have been treated and reported at "tax deferred."  More specifically, only my SRA and part of TIAA contributions were treated as tax deferred and the rest reported as income for which I will pay income taxes.  However, my impression is that our entire TIAA/CREF account is considered as "tax deferred" therefore when I start drawing, I will have to pay income tax again.  Anyone has any idea about this situation?