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on Feb 24, 2013 6:31 PM by cyber888
Here's the math - how much will my wife get?
on Feb 24, 2013 6:25 PM
Ok, here's a puzzle - my wife is 13 years older than me and has never worked. I know she's entitled to get a separate SS benefits equivalent to 50% of my benefits, when I collect SS benefits
If I retire at 67, my full retirement benefit is around $2,300. At 70, my full benefit is around $3,200.
Now if I retire early and take SS benefits at 62, I will get only $1,600. However, when I turn 62, my wife will already be 75 years old.
Will she only get 50% of $1600 because I retired early, or will she get 50% of $3,200 (my retirement benefit at 70 yrs old) because she's 75 years old when she collects?
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Re: Here's the math - how much will my wife get?
Feb 24, 2013
in response to cyber888
By the way, I asked this question, because ...
If my wife was younger than me. Let's say I am 67 and I collect full SS benefits, and my wife is 62 - SS rules say my wife will not get the full SS benefits because she's only 62 and not at full retirement age.
So, if I retire at 62, and she's already 75 years old - won't she be entitled to my retirement rate at 70 years old ?
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