1 Reply Latest reply on Apr 15, 2012 12:25 PM by ludite

    Spousal portion vs full

      If you have a spouse who is collecting SS and you are not really ready to retire but of retirement age, you are eligible for the spousal portion. You will recieve half of what your spouse is getting. That may be enough to make it worthwhile to wait to collect full benefits. Remember full benefits at retirement age = 100%. Benefits at the maximum age will be much more. For me it works out to be 150%.