2 Replies Latest reply on May 31, 2012 2:07 PM by Academician

    Is Medicare tied to Social Security?

      My sister is a school teacher in Kentucky.  Here K-12 teachers do not pay into social security, therefore they will not receive those benefits in their retirement.  I was wondering if she would also not qualify for Medicare because of that.
        • Re: Is Medicare tied to Social Security?
          Medicare is administered by SocSecurity but is a separate organization.
          Both are paid for by payroll taxes, either deducted automatically by employers or paid separately by workers (contract workers, for example).
          You can work for a company that does not participate in SocSecurity but STILL be required to pay Medicare taxes (1.45%). It will show it on your paycheck stub.
          Eligibility is the same for both - 40 quarters of 'pay in'. Claimant age remains 65 for Medicare, but is graduated for SocSec. This may change, if Congress changes the laws.
          • Re: Is Medicare tied to Social Security?
            To amplify the helpful response from jkom51 below, eligibility for Medicare can be determined by whether or not payroll taxes are withheld for Medicare. It is often the case with non-Social Security contributing employers that they also do not facilitate payment into Medicare. This is a serious problem for many in the teaching profession and academia. Some opt for post-retirement jobs that will allow them to complete 40 quarters of Medicare contributions in order to attain eligibility. Others opt to pay for Medicare or another health care plan on a monthly basis after retirement. It is expensive.