I retired in 2002 and now am working as an adjunct faculty member at 2 or more Universities. We have full health benefits. Our TiAA funds have taken a huge hit with most (now) located in Bonds and Traditional. I have to take RMA as I am over 70.
My question is: what are the options for sheltering this added income. Both the universities where I work offer TIAA-Cref options. Is traditional the best option? While we need the money for travel, we might be able to stash some of it.
Thanks for any suggestions.
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