Whenever my wife and I travel we look at places as potential retiring spots. Although I have 9 years until retirement, I look at the future in an attempt to prepare and be ready. I vacation at a lot of places and many of them seem like great places to retire. I am from New York City originally, but moved to southern California nearly 30 years ago. I love the weather and the environment. However, the taxes here are really high and the cost of living is high too. I consider moving to other places for a cheaper cost of living. I can probably sell my house and buy another outright in other states.
The problem is that I am really engrained here. I would like to do a little part time work when I retire. I don't want anything on a large scale, but something fun. I can find that easily here. I have lots of relationships with people that will make that very easy. The other issue is that my wife is from California. Her family is only 45 minutes away and she is pretty close to them. I don't believe she would be happy if the two of us moved permanently to Florida, Arizona or South Carolina. She says she would be okay, but I believe she will miss her family too much. Since we have a bit of an age difference of about 14 years, it would really force her to move back to California so that she could be closer to family. We don't have any kids.
Although I would like to move some place that would be cheaper, it seems that I am going to have to stay here regardless of taxes and cost of living. What seems to trump everything is the darn great weather. I love the weather here. I live within a five minute walk to a mall with several restaurants and movie theatres. The beach is a ten minute street drive. A major hospital is a two minute drive and every conceivable medical doctor and/or specialist is within walking distance. In addition, there are about four major universities within 45 minutes of me and lots of arts events near by. A lot of senior communities are within my area as well and our city has many activities for seniors.
Am I crazy for considering moving? I will have a good pension that should cover my expenses. I can afford it, but am thinking I could really never have a financial worry at all if I moved someplace a lot cheaper. Also, if I moved somplace cheaper, my wife could retire with me and we could travel together. I live in Mission Viejo, California, but wonder if it''s a truly great place to retire. Any thoughts?
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