A: That question came up in a meeting with a client recently. Health care you get while traveling outside the U.S. generally isn't covered by Medicare, so if you or a loved one becomes seriously ill or injured abroad, hospital payments and other expenses will be your responsibility.
Before you go abroad, learn what medical services your private health insurance will cover overseas. If your health insurance policy provides coverage outside the United States, remember to carry both your insurance policy identity card as proof of your insurance and a claim form.
If your private insurance doesn’t cover international expenses, you can reduce the cost of a medical emergency by purchasing one or all three types of supplemental insurance for their trip:
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