OK - I worked until age 70; I am now 78. I am in good health. I bought a beautiful little home (OK not SO little) in Kentucky (needed to get out of expensive New York). Just suddently realized that I am 8 years older than when I bought this house! Gee, slow learner! Anyway, I find that my expenses have increased vis a vis needing help with outdoor maintenance. I have no debt, paid cash for my 2014 VW Beetle.
I have not touched my 403B, except for the required minimal distribution. I think it's time to begin drawing money from the 403B. At first I was aghast at this idea, but then I thought," So when will you take some out - at 98?" Any suggestions?
By the way I did investigate moving to a condo, apartment, etc. but was disappointed each time I looked. This house is perfect for an older person - one floor, attached garage, good storage, beautiful backyard. I figured I would rather stay here until I "require" an assisted living facility, etc. BTW - I ride a bike about 20 miles three times a week, weather permitting!