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A: The answer to these questions is different for everyone. 70% of people turning age 65 can expect to use some form of long-term care during their lives, so it’s important to know your options.[i] Factors to consider include your age, your health, how much it will cost, your income and how much support you can expect from family and friends.


Medicare may help pay for some long-term care services under certain circumstances. But there are specific rules about what services are covered, how long you can receive benefits, whether or not you qualify for benefits, and how much you have to pay in out-of-pocket costs.


The U.S. Department of Health and Human Services website longtermcare.gov is a good source of information, including a tool to help you decide if long-term care is right for you.



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[i] Source: Department of Health and Human Services. http://longtermcare.gov/the-basics/who-needs-care/