how-can-i-simplify-my-life.pngI hear you. According to the American Psychological Association,1  over the past five years, 66% of women report having tried to reduce their stress levels, compared with 57% of men – with only 32% of women saying they succeeded. The first thing to do is find a quiet place to decompress. Bring a pad and paper. Write down what you are most worried about: money, relationships, work, kids, your health or – all of the above.


  1. If money is your primary concern, write out a financial report card for yourself. What do you have in assets? What do you owe? The difference is your net worth. How much do you earn each month? What are your expenses? The difference is what’s available for savings. If your money problems are more complex, seek out free or low-cost financial advice. Contact your local credit union and ask for a consultation, hire an hourly fee-based financial planner, or speak to an expert at a nonprofit like the National Foundation for Credit Counseling.
  2. If work is bothering you, maybe you’re ready to move on to a new job within your organization or a new company. Update your resume and check job postings at your company and online. It can also empower you to set firmer boundaries with your bosses, such as stating when you are and are not available outside of the office. No one should be expected to answer work emails 24/7.
  3. If it’s your personal life that has you down, make time for yourself. Get close to nature and exercise – both great ways to clear your head and boost your spirits. Decide to check your phone at set times during the day and turn it off in between.


1 American Psychological Association Stress in America™ Survey, February 2014 page 37


2 TIAA-CREF is not affiliated with, nor endorses, the National Foundation for Credit Counseling or its website but are providing it as an example of a resource.