With the holidays just around the corner, now might be the perfect time to start getting your finances together in an effort to save for any travel you may be planning. Millions of Americans will take to the railways, roads and air in November and December as they head off to celebrate the holidays with their families and other loved ones. But doing so isn't always cheap, especially because with an increased demand comes increased prices. Therefore, putting money into a specialized account to help cover travel costs now, and booking as early as possible, is likely a very good idea to keep the price you end up paying as low as you can.

When it comes to travel, you might also want to prepare for the worst, because a lost bag full of gifts is likely the last headache you want to deal with at this time of year. Therefore, you should make plans to ship all the gifts you bought ahead of time, and pack relatively light, so that everything you need can fit in a carry-on bag. If you're taking any necessary medications, packing those in your carry-on, rather than checking it, can be vital in case your luggage gets lost.

You might also want to make sure you're aware of all the limits the federal government places on the kinds of things that can be in your carry-on bags, which can save you time and aggravation as you try to get through security.

Of course, not everyone needs to fly at this time of year, as many may have families that are within a few hours' drive. And while you may have made this drive many times in your life, winter weather isn't always predictable. As such, you should plan ahead for an emergency in case the unthinkable happens. Something as simple as making sure your car has an emergency bag with things like first-aid kits, jumper cables, drinking water, food, flashlights, blankets, etc. can make a big difference.

Meanwhile, before you hit the road for a long trip, you should always make sure the upkeep on your vehicle is as it should be: check your tire pressure, fluid levels, and the like to ensure that your car or truck is in shape to travel.

Taking all these precautions can help ensure that you have a happy and safe holiday season.