Single women have unique considerations when retirement planning. TIAA-CREF provides advice as you prepare for this important time in your life.
Single at 45: Keeping the Focus on You. With a variety of priorities vying for your attention, it is easy to let retirement planning fall by the wayside.
Single at 65: Making Independent Plans for Retirement. When retirement is just around the corner, it's important to have a good sense of your goals so that you can develop the right plan.
Diversification is a technique to help reduce risk. There is no guarantee that diversification will protect against a loss of income.
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit www.tiaa-cref.org for details.
Annuity account options are available through contracts issued by TIAA or CREF. These contracts are designed for retirement or other long-term goals, and offer a variety of income options, including lifetime income. Payments from the variable annuity accounts [and mutual funds] are not guaranteed and will rise or fall based on investment performance.
You should consider the investment objectives, risks, charges and expenses carefully before investing. Please call 877-518-9161 or log on to www.tiaa-cref.org for product and fund prospectuses that contain this and other information. Please read the prospectuses carefully before investing.
TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products.
Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.
Withdrawals of your earnings are income tax and penalty free, if you have had the Roth IRA for five years and you are one of the following: