For many workers, retirement is an opportunity to sell their home and relocate to a new area to spend their post-work years. There is nothing uncommon about moving to a mountain resort town or living by the ocean during retirement, but the welcomed transition can still be stressful in the initial stages. Much of this anxiety comes from the uncertainty of living in a new place. However, there are several factors workers should explore when making retirement relocation decisions that can lay some of this uncertainty to rest.

Although home prices are typically the first concern home buyers weigh when shopping for a new residence, the overall cost of living is equally important. Living on a fixed income is an adjustment in and of itself. To move to a new place that imposes higher costs for groceries, gasoline, utilities and other common expenses can create undue stress on a retiree's mindset and budget. Vacationing at potential retirement locations can give people a better idea of how much it may cost to live there. As many locations may also experience seasonal tourism that can impact prices, speaking with locals about these trends can help ensure retirees are not blindsided when they relocate.

When adults leave their work positions, they will undoubtedly have a great deal of time on their hands, making it important to relocate to an area that offers recreational activities to fill the day. For example, boomers may choose an area rich in cultural activities, such as museums and symphonies, adult education classes and historical homes and landmarks. Others may want to reside in a more outdoor-oriented locale that offers hiking, biking, skiing and a host of other adventure-packed activities. Regardless of whether individuals spend their days in a city or sitting by the ocean, finding a place that suits their particular interests can give them an outlet during this transition.

Don't forget about your health needs

The last thing a person of any age wants to think about is the possibility of failing health, but these are realities that individuals must deal with. Health plans and long-term care may vary by state and location, so individuals who plan on spending the rest of their days in a new area should do their research on the medical facilities, insurance packages and affordability before making these decisions. Speaking with insurance agents in the area can provide more clarity on overall costs and the types of services covered under different policies.

Relocating during retirement should be an exciting new endeavor, and by taking some of the uncertainty out of the move, individuals can start enjoying their post-working years more quickly.

What are your top considerations when thinking about where you will live in retirement?